Start Date / Programs / Executive Course

Tax-Wise Investing

A dollar saved in taxes is a dollar earned—without risk

In person3 sessions / 6 hoursFebruary 2026 — 9, 10 and 12

Program Description

Tax efficiency is not a luxury. It is an obligation of any well-managed estate. Tax-Wise Investing unlocks what brokerage houses do not teach: tax deferral, the strategic use of tax losses, wrappers, trusts, international structures and global compliance. Without after-tax returns, any return is inflated.

The program covers four fronts in technical depth. Tax-wise investment strategies: tax-loss harvesting, converting ordinary income into capital gains and fully compliant offshore structures. Wealth management and tax-driven estate planning: trusts, private foundations, family limited partnerships and the efficient transfer of wealth. Compliance and transparency: FATCA, CRS, AML/KYC, audits and strategic tax defense. And the frontier agenda: the global minimum tax, crypto assets, tokenization and WealthTech applied to taxation.

The course is taught by Alejandro Santoyo, partner at Ritch Mueller, with more than 30 years as one of the market's most recognized tax advisers: he has represented Apollo Global Management, BlackRock and FIFA in its establishment in Mexico ahead of the 2026 World Cup. Three in-person sessions of two hours each, from 7:00 to 9:00 pm, designed for executive schedules.

General Objective

Master the tax strategies that maximize the after-tax return of investments and of the wealth structure. Upon completing the course, participants will be able to identify tax-optimization opportunities in portfolios, design lawful international structures to minimize the tax burden and understand global compliance obligations (FATCA, CRS) to ensure transparency without sacrificing efficiency, staying current with tax changes and financial innovations that carry tax implications.

Learning Objectives

  • 01Identify tax-optimization opportunities in portfolios: tax deferral and the efficient use of tax losses (tax-loss harvesting).
  • 02Design lawful international structures — offshore and onshore — that minimize the tax burden with full compliance.
  • 03Select the appropriate wealth vehicle: trusts, private foundations and family companies.
  • 04Structure international estate planning: testamentary trusts, lifetime gifts versus inheritances, and insurance, minimizing estate taxes.
  • 05Master global reporting obligations (FATCA, CRS) and AML/KYC frameworks in wealth management.
  • 06Prepare high-net-worth individuals and families for tax audits and manage disputes and litigation.
  • 07Anticipate global reforms and trends: the global minimum tax, automatic exchange of information and heightened scrutiny of family offices and trusts.
  • 08Evaluate the tax implications of crypto assets, tokenization and structured products.

Why Take This Program

  1. Top-tier faculty: Alejandro Santoyo, partner at Ritch Mueller, with more than 30 years of tax practice focused on the financial industry.
  2. A professor ranked in the top tier by Chambers Global and Chambers Latam, and recognized as Tax Lawyer of the Year at the Legal 500 Awards 2023.
  3. Experience in real transactions: adviser to Apollo Global Management, BlackRock, Innovasport and FIFA for the 2026 World Cup.
  4. A syllabus not taught at brokerage houses: wrappers, trusts, deferral and international structures.
  5. Full coverage of global compliance: FATCA, CRS, AML/KYC, BEPS and capital repatriation.
  6. A comprehensive estate-planning approach: inheritances, staggered gifting and shielding of the family estate.
  7. A frontier perspective: taxation of crypto assets, tokenization and WealthTech applied to tax savings.
  8. Executive format: 3 sessions of 2 hours (6 hours in total), from 7:00 to 9:00 pm, Mexico City time.
  9. In-person delivery at first-rate venues: Club de Industriales (Polanco) and IADA Anáhuac.
  10. A classroom shared with private wealth bankers, HNWIs and high-net-worth families: networking at the highest level.

Syllabus — Key Topics

  • Strategy for taxes on investment returns: exempt and deferred accounts, wrappers and tax credits
  • Converting ordinary income into capital gains taxed at lower rates
  • Deferring capital gains: reinvestment of profits, real estate 1031 exchanges and portfolio rollovers
  • Tax-loss harvesting: using tax losses to offset gains within the tax calendar
  • Global and offshore structures: trusts and companies in low-tax jurisdictions, fully compliant
  • Comparing tax regimes and treaties to avoid double taxation
  • Wealth investment vehicles: trusts, private foundations and family companies
  • International estate planning: testamentary trusts, lifetime gifts versus inheritances, and insurance
  • Shielding the family estate: family limited partnerships, wrap-around life insurance and staggered gifting
  • Global reporting obligations: CRS (Common Reporting Standard) and FATCA
  • Capital repatriation: regularization of offshore assets and tax amnesties
  • Prevention of money laundering and tax fraud: AML/KYC policies and international cooperation (OECD, BEPS)
  • Tax audits and strategic defense: legal opinions, advance pricing agreements (APAs) and dispute management
  • Recent tax reforms and trends: the global minimum tax and scrutiny of family offices and trusts
  • Crypto assets, NFTs and tokenization: emerging tax treatment and reporting obligations
  • WealthTech and artificial intelligence to identify personalized tax-saving opportunities

Faculty

Alejandro Santoyo — Socio, Ritch Mueller